I've held an account in one of the largest public sector banks in India since early 2007. Public Sector Banks (Govt. run Banks) in India are at least a decade old when it comes to implementing cutting edge technology. In late 2015, my bank in collaboration with a vendor, released a Mobile Banking application for Android, and iOS platforms. It was a typical Swedish Winter weekend with no signs of sunshine. So I decided to stay indoors, and poke around this App.